Process revenue, move money,
and run operations instantly,
anywhere in the world.

Permissionless financial infrastructure. No paperwork or company needed.

Banking for onchain builders

Shared wallets meet
modern banking

Subaccounts, treasury management, accounting, bank transfers, automations, invoicing, and more. Built on open source, self-custodied accounts, cryptographically restricted to the people, agents, and institutions you authorize. Instant setup—no paperwork or company needed.

Splits demo video
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Process revenue

Separate accounts for every revenue stream. Automated swaps flip volatile assets into stablecoins upon receipt.

Treasury management

Automatically top up accounts and earn yield on idle cash, with full visibility into all your assets and transactions.

Crypto and fiat payments

Run payroll, recurring payments, and bank transfers in one place. Send payments in fiat, stablecoins, or crypto.

Simpler accounting

Close your books faster with memos, filters, account statements, and clean exports. Or give your accountants read-only access.

Delegate confidently

Our API, CLI, and MCP server make agents first-class citizens with human oversight. Agents can do everything people can, without the insecurity of handing over a seed phrase. Access is granted by cryptographic rules and approvals you define.

Get the CLI
Battle tested protocol

Money legos to build your own payment flows. Designed to be stacked together or used individually. Integrate directly or manage through a dedicated explorer.

Protocol explorer

Feature-rich UI for every smart contract operation—create, manage, and withdraw balances.

Developer tools

SDKs and APIs make it easy to integrate the contracts and design the specific payment flow needed for your customers.

Split

Distribute incoming funds to recipients by fixed ownership shares.

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Waterfall

Priority-based payouts that fill earlier tranches before later ones.

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Swapper

Automatically swap incoming tokens into a designated output token.

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