---
title: "Pricing"
canonical: "https://splits.org/pricing/"
---
# Unlock more as you grow

Start banking for free. You'll gain access to additional features and benefits as you deposit more funds into your Earn account.
[Learn more about Earn](/docs/accounts/earn/)

## Base

Free

What's included

- Unlimited accounts & seats
- Earn on idle USDC & USDT
- Free transfers
- All supported networks
- Basic invoicing & contacts
- Automations
- Bank connection · 0.25% on/offramp
- Swap fees · 0.01–0.4%
- Gas sponsorship · $5 lifetime
- API + MCP · 1 req/s
- Support · 5 business days

## Pro

$10K in Earn or $240/year

Everything in Base, plus

- Cost basis tracking
- Transaction exports
- Monthly statements
- Rain card monitoring
- Scheduled invoices & transactions
- Gas sponsorship · $10/month
- Free on/offramps · First $5K/month
- On/offramp fees · 0.25% thereafter
- Swap fees · 0–0.2%
- API + MCP · 10 req/s
- Support · 3 business days

## Premium

$100K in Earn or $2,400/year

Everything in Pro, plus

- Categorization rules
- QuickBooks & Xero sync
- Contractor & vendor tax forms
- Gas sponsorship · $100/month
- Free on/offramps · First $50K/month
- On/offramp fees · 0.25% thereafter
- No swap fees
- Support · 1 business day