---
title: "A wallet purpose-built for builders"
canonical: "https://splits.org/personal/"
---
# A wallet purpose-built for builders

Start instantly without an entity. Add agents, collaborators, subaccounts, fiat transfers, and more as your projects scale.

- **Find PMF faster**: Spin up and down subaccounts for every project and experiment.
- **Grow with collaborators**: Start solo, then add and remove signers as you bring on collaborators.
- **No entity needed**: Move between crypto and fiat using your personal accounts pre-incorporation.
- **Agents as colleagues**: API, CLI, and MCP server give you full control over how you delegate to agents.
- **Multi-signature by default**: Add several of your own signers so there's no single point of failure.
- **Social recovery**: Designate up front who can help restore access to your accounts.

- [Create your wallet](https://app.splits.org/?personal)
- [Docs](https://splits.org/docs/introduction/personal-usage/)