# Introduction

What Splits is, who it's for, and how to start

**Splits is the onchain operations platform for builders.** Manage assets, process revenue, move money, and run operations instantly, via [the app](https://app.splits.org) or [API/CLI](https://splits.org/docs/introduction/agents).

:::note
These docs cover the Splits app. Docs for the Splits protocol (the splitter contracts) live at [splits.org/protocol/docs](https://splits.org/protocol/docs).
:::

Key properties:

* **Self-custodied.** No custodian, no gatekeepers, no KYC to get started: anyone, anywhere can create accounts and transact instantly. Splits never has access to private keys and cannot move your funds; if passkeys are lost, [recovery signers](https://splits.org/docs/workspaces/recovery) regain control.
* **Isolated by account, operated as one.** Each [account](https://splits.org/docs/accounts) has its own signers and threshold, so a leaked key is capped at that account's balance. One interface covers every account's balances, transactions, and [accounting exports](https://splits.org/docs/accounting).
* **Crosschain by default.** Accounts keep one address across every [supported network](https://splits.org/docs/introduction/networks-and-assets), with signers and threshold synced automatically. [Swap and bridge](https://splits.org/docs/transactions/swaps) across chains in a single transaction.
* **Integrated fiat.** Move between tokens and fiat: [on/offramps](https://splits.org/docs/banking) to your bank accounts, invoices [payable by bank transfer](https://splits.org/docs/invoicing#pay-by-bank), and [vendor payments](https://splits.org/docs/banking/paying-vendors).
* **Composable.** Connect your multi-signature accounts to any app in the ecosystem via the [browser extension](https://splits.org/docs/introduction/extension) or [WalletConnect](https://splits.org/docs/integrations/walletconnect).
* **Professional workflows.** [Accounting](https://splits.org/docs/accounting) with filters and exports, [invoicing](https://splits.org/docs/invoicing), [bill pay](https://splits.org/docs/banking/paying-vendors), payroll via [schedules](https://splits.org/docs/transactions/schedules), [tax withholding](https://splits.org/docs/accounts#automation-accounts), and [compliant payments](https://splits.org/docs/contacts/compliance) (collect W9s/W8s, issue 1099s), all reachable from the command menu (`⌘K`).
* **Experiments.** [Experimental products](https://splits.org/docs/experiments) from Splits, early and unproven.
* **Agent-ready.** Everything is scriptable via the [CLI and MCP](https://splits.org/docs/introduction/agents), and every docs page is available as markdown: append `.md` to any URL, or fetch `/llms.txt` / `/llms-full.txt`.

## Who it's for

* **Teams and companies operating onchain**: shared treasury with per-account signer sets, roles, and approvals.
* **Solo builders**: the same setup works for [teams of one](https://splits.org/docs/introduction/personal-usage), with resilient multisigs, clean books, and separation of project and personal funds.
* **Agents**: AI tools operating on a workspace's behalf via API keys, with scoped permissions and optional headless signing.

## Start here

1. Read [Core concepts](https://splits.org/docs/introduction/core-concepts): Workspace, Member, and Account, the three ideas everything else builds on.
2. [Create a workspace](https://splits.org/docs/workspaces).
3. Working from an AI tool? Connect it via [Agents & API](https://splits.org/docs/introduction/agents).