# Onramping \[Move fiat in by bank transfer]

Once your entity is [verified](/docs/banking#getting-verified), onramp by bank transfer: **ACH or wire** in the US, **SEPA** in the EU. Click *Onramp* on the Dashboard, or find the deposit details (US account and routing numbers, or an EU IBAN) in [Settings > Banks](https://app.splits.org/settings/team/banks/).

By default, funds arrive in the Treasury as USDC on Base. You can change the destination account and network at any time.

Onramps carry the 0.25% [banking fee](/docs/banking), deducted from the amount.