---
title: "Launching Splits Pro & Premium"
date: "2026-10-23"
canonical: "https://splits.org/blog/launching-splits-pro-premium/"
---

# Launching Splits Pro & Premium

Today we're launching Splits Pro and Premium, and most customers will get them without paying a subscription. A year in, Splits Treasury has processed $200M+ in payment volume across 3.2M transactions without a token, points, or an incentive program. Pro and Premium are how we pay for it.

Here's how: Splits Earn generates yield on the USDC and USDT in your treasury, and you keep 80% of it. Keep $10k in Earn and Pro unlocks automatically; $100k unlocks Premium.

If your business doesn't have an onchain treasury yet, you can pay an annual subscription instead.

## Splits Base

Like the [Splits Protocol](https://splits.org/protocol/), everything onchain in Splits Treasury is open source and free to use. You can run your treasury on Splits indefinitely without paying us a dollar, and if we disappeared tomorrow, your funds and contracts would keep working.

Every Splits Treasury workspace is free and self-custodial, and comes with:

-   Unlimited subaccounts and team seats
-   Yield on idle USDC and USDT
-   Receive and send on every network
-   Sweep-and-swap automations
-   Basic Invoicing and Contacts
-   API and MCP access
-   $5 in sponsored gas (lifetime)
-   0.25% on/offramps (partner fee)

## Splits Pro

Free with $10k in Splits Earn, or subscribe for $240/year. For solopreneurs and small teams.

Pro includes everything in Base, plus:

-   Cost basis tracking
-   Transaction exports and monthly statements
-   Scheduled invoices and transactions
-   Track Rain card spend
-   $10/month in sponsored gas
-   No on/offramp fees on your first $5,000/month, 0.25% after
-   Higher API and MCP rate limits for agents
-   3-business-day support SLA

## Splits Premium

Free with $100k in Splits Earn, or subscribe for $2,400/year.

For companies closing the books every month, paying contractors, and moving meaningful money to and from a bank account.

Premium includes everything in Pro, plus:

-   Close your onchain books every month with rule-based transaction categorization
-   Sync closed books to QuickBooks and Xero
-   Download 1099s for contractors and vendors
-   $100/month in sponsored gas
-   No on/offramp fees on your first $50,000/month, 0.25% after
-   1-business-day support SLA

## How we keep Splits free

[Splits Earn](https://splits.org/blog/secure-stablecoin-yield/) puts every USDC and USDT in your Splits account to work until the moment you spend it. You keep 80% of that yield; we take a 20% performance fee on yield only. No management fee, nothing on deposits, withdrawals, or principal.

That 20% is how we pay for Pro, Premium, and everything in Base.

## Try it

Every active account has Splits Premium through November 9th. Sign up at [app.splits.org](http://app.splits.org), use it, and tell us what you think.

If you like it, deposit $100k in Earn to keep Premium, or $10k to keep Pro.